Home Loan Guide for First Home Buyers

At Resi we understand that buying your first home can be one of the most exciting yet challenging purchases you’ll ever make and finding the best first home loan can be a daunting task.

So whether you’re looking for an apartment in the city, or are ready to start a family with a house in the suburbs, Resi is here to help you every step of the way in securing your first time home buyer loan. We have developed a special kit for First Home Buyers with all the best information to get you started. Request an appointment with a lending specialist near you and make sure to ask for your First Home Buyer pack.

But even before contacting Resi, there’s a number of things you may like to consider to make the process of buying your first home and applying for your first home buyer loan as simple and easy as possible.

How much can I borrow for my first home loan? This is one of the most important things you’ll need to know as it will effect where and what type of home you will be able to afford. Try our mortgage calculator to discover just how much you could potentially borrow.

Am I eligible for the First Home Owner Grant (FHOG)? The FHOG can provide a real head-start if you’re in the market for your very first home. To find out more about the Grant, or to see if you’re eligible, please go to www.firsthome.gov.au. 

What is the First Home Saver Account? The First Home Saver Accounts are a new government initiative to help Australians save for their first home through a combination of Government contributions and low taxes.

Where can I find homes for sale? You can always visit real estate agents in the areas you want to buy, but why not save yourself some running around? The web provides ample opportunity for a first home buyer. Sites such as www.realestate.com.au and www.domain.com.au provide thousands of listing where you can search by price, area and things such as number of bedrooms.

Which Resi first home loan is best for me? Finally you need to determine the home loan which is right for you. Depending on your needs and circumstances, Resi has a range of loans to suit your first home buyer loan needs. You can discover which loan is right for your first home by using our Product Selector.

Help. For all your first home loan questions, get a Resi mortgage specialist to call you.

Resi Home Loans offers an ideal range of home loan and home mortgage products to suit your every need. To find the best home loans for you, check out our mortgage calculators and our current home loan rates today.