Carla, Hunter Valley NSW (Refinance)
My partner and I recently moved our loan from our old lender to Resi and found the experience excellent. Besides a competitive rate, the process was seamless and the knowledge of our branch manager really helped educate us about our home loan, the switch and save has all the features we need. We have more confidence in our home loan knowing that we are paying it back at a much lower interest rate than our old loan. I would highly recommend Resi to anyone looking at a new loan or sick of paying a higher interest rate!
Stephen, Joondalup WA (Investor)
After my first purchase with a bank I found the loan process long and arduous with very little service and advice. Resi’s switch and save proved to be a good alternative when I started to look for my second property. The branch was excellent, they were professional and my consultant was helpful. It was good to see that Resi backed up their low rate with good service.
Jade, Ashfield NSW (First Home Buyer)
I always thought that buying my first home was going to be a daunting experience. I found Resi quite quickly online and as a first home buyer they were really able to understand my situation. I didn’t know much about home loans, and the Switch Save home loan was one I had initially overlooked. With a competitive interest rate for 2 years, it was one of the best rates I could find in the market. With no fees, the flexibility to redraw when I need and access to online banking, I’m thankful that Resi was able to give me this home loan.
Martha and Scott, Penrith NSW (First Home Buyers)
We were really nervous about getting our first mortgage but excited about getting our first home. It was comforting to know that the Switch & Save home loan had everything we need, like being able to pay off more than the minimum and being able to easily access that money when we need to via the internet. We have also split the loan 4 ways to help with our own financial structuring of the repayments for the loan. We shopped around for an interest rate we were happy with, and though we didn’t have an existing mortgage to switch to Resi, we still went with the Switch & Save knowing that even after the 2 year introductory period finishes we will still be on a rate lower than the bank.
Simon and Catherine, Gold Coast QLD (Investor)
We have a few mortgages with different banks but when the time came that we were ready for our next one the switch & save product compared favourably with our other loans. And not just in the 24 month honeymoon period (which is normally only 12 or 15 months with other lenders), the interest rate after this period is still a very good one. We could also structure the loan as interest only – which we wanted to do as it is an investment property. We also saved money (over $500) on a valuation charge and lender’s legal fees because of a special offer Resi had on at the time – which all helps at a time when it feels like you are shelling out money left, right and centre for the new house.
Anna and Cameron, Adelaide SA (Refinance)
We were not happy with the bank we had our home loan with, and were not sure we were on the lowest interest rate we could be on. When we saw an ad for Switch and save on the internet we decided to finally get off our bottoms and look into it. It’s a good thing we did as we are $190 a month better off and after the intro time finishes we will still be more than $100 better off. It was a no brainer for us – we still have all the features we used to have with the bank, and we will keep our repayments at the same amount as if we were still with the bank which means we are saving more money now than before into our loan which reduces our balance owing. It helped too not having to pay any application fee, or legal and valuation fees – this meant it cost us very little to switch our loan over to Resi and honestly save money from day 1.
Read other Resi client testimonials here.
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