Smart Option Home Loan
Choose the smart option and get an immediate interest rate reduction.
At 6.09%pa (comparison rate 6.43%*), the SMART OPTION Home Loan represents outstanding value. Think of it as your immediate interest rate reduction. Lock in a super low rate for 2 years, and after 2 years, the loan reverts to a competitive variable interest rate – currently 6.44%pa. We challenge you to compare this deal with the fixed rate packages offered by our bank competitors!!
And a resi SMART OPTION Home Loan has No application fee & No ongoing fees.
Resi SMART OPTION Home Loan at a glance:
- Super low 6.09%pa - fixed for up to 2 years (comparison rate 6.43%*)
- No application fee
- No ongoing fees
- Option for a Line of Credit Facility
- Option for a range of Transaction Facilities
- 1 - 5 year fixed options available
> To apply for the Resi SMART OPTION Home Loan, contact your nearest Resi branch.
> Alternatively, send your question to one of Resi's mortgage specialists:
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Click here for further information on this product.
Click here for a Key Facts Sheet on this Product.
Rates are subject to change at any time. The rate shown is correct as at the latest update and is available to new clients only.
*The Comparison Rate is calculated on a loan amount of $150,000 over 25 years. Fees and charges may be payable. A Comparison Rate schedule is available at any RESI branch or by clicking here. Warning: This Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

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