Home Loan Products, Rates and Fees
Mortgage Rates
Everyone is different. At Resi, we have products that have been designed to help you no matter what your situation.
Regardless if you're a first home buyer, refinancing, moving homes, investing in residential or commercial property or self-employed, we have a home loan solution to suit you, AND at competitive mortgage rates.
Below is a simple comparison of our different mortgage rates. Feel free to browse through and compare these to other deals you may have seen. Alternately, you may also want to click through to our handy Product Selector - just a few simple questions will get you the product best suited to your needs.
Alternately, contact us and let us help you determine the best mortgage rates deal for you!
| Product Name |
Main Purpose |
Current interest rate |
Fees* |
| Low Start Loan** |
Room to breathe in the first critical months with LOW introductory rate. |
4.55% |
$550 |
| (incl GST) application fee |
| Switch and Save 24** |
Switch and Save with a low 24 month discount rate. |
4.95% |
NIL |
| Resi Pro** |
Receive a bigger discount for the life of your loan for a small annual fee. |
5.22% |
$330 |
| (incl GST) |
| annual fee |
| Complete Home Loan |
Complete home buying solution with all the flexibility you have come to expect. |
5.62% |
NIL |
| Line of Credit |
Use the equity in your home to have ready access to credit whenever you need it. |
5.77% |
NIL |
| Lo Doc Home Loan |
Self-employed people who want the flexibility and low rate of a Resi home loan. |
6.48% |
NIL |
| Resi Pro Lo Doc |
Self-employed people can also receive a discount on their home loan rate for a small annual fee. |
6.38% |
$330 |
| (incl GST) |
| annual fee |
| Commerical Property Loan |
A commercial property loan that acts like a residential home loan. |
7.25% |
On Application |
Other Products:
Lo Doc Line of Credit
Non Resident
When considering which is the best home loan for you, mortgage rates are indeed important but you also need to look at your overall situation and what flexibility you need as well as any related fees initial or ongoing fees.
** Please note that the interest rates listed apply to new loans settled on or after the 5th December 2008.
* A $632.50 valuation and Lender's Legal Fee applies to all new loans. This includes a standard valuation. Valuation costs may vary dependant upon property location, value and the number of properties being used as security for the loan. Lenders legals refer to the cost associated with the preparation of the loan contract.
Resi Home Loans offers an ideal range of home loan and home mortgage products to suit your every need. To find the best home loan for you, check out our mortgage calculators and our current home loan rates today.