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BreakTHRU Loan

Our BreakTHRU Home Loan puts you in control. It combines a fully featured home loan with all the benefits of a 100% redraw offset account and lets you see at a glance what you owe and what you own because the offset balance is shown separately.

If you are a First Home Buyer with little or no savings - you can use a gift from family or friends to help make up your deposit (Max LVR - 90%).

Check out the product features:

  • No monthly or annual fees.
  • 100% redraw offset account.
  • Unlimited free internet, phone and EFTPOS transaction.
  • Ability to pay your bills using BPAY.
  • Access to Visa Debit Card.
  • $10,000 in additional repayments p.a. on all fixed rate loans.

> To apply for a BreakTHRU loan, contact your nearest Resi branch.

> Alternatively, send your question to one of Resi's mortgage specialists:

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Rates are subject to change at any time. The rate shown is correct as at the latest update and is available to new clients only.

*The Comparison Rate is calculated on a loan amount of $150,000 over 25 years. Fees and charges may be payable. A Comparison Rate schedule is available at any RESI branch or by clicking here. Warning: This Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.


Resi Home Loans offers an ideal range of home loan and home mortgage products to suit your every need. To find the best home loans for you, check out our mortgage calculators and our current home loan rates today.


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