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Line of Credit Home Loan

If you are looking for the flexibility a Line of Credit Home Loan can provide – then Resi has the solution for you.

Our Line of Credit facility is perfect for when you’re in need of extra funds. It provides you with the ability to draw down and repay money as required at a competitive rate of interest.

It’s money you can access whenever you want, for whatever you need: renovations, paying bills, or even investing.

It can also be very cost-effective, because you only need to draw the amount you need and unlike a loan, you won’t pay interest on the money you don’t use.

The line of credit loan features include:

  • No application fee
  • No regular ongoing monthly or yearly fees
  • Competitive interest rate
  • Debit card access
  • Ability to manage your account online
> To apply for a Line of Credit, contact your nearest Resi branch.

> Alternatively, send your question to one of Resi's mortgage specialists:

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Click here for further information on this product.

Click here for a Key Facts Sheet on this Product.



Rates are subject to change at any time. The rate shown is correct as at the latest update and is available to new clients only.

*The Comparison Rate is calculated on a loan amount of $150,000 over 25 years. Fees and charges may be payable. A Comparison Rate schedule is available at any RESI branch or by clicking here. Warning: This Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.


Resi Home Loans offers an ideal range of home loan and home mortgage products to suit your every need. To find the best home loans for you, check out our mortgage calculators and our current home loan rates today.


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