Information supplied is based on advertised information available on the Standard Variable Loan of the Big 4 Banks - Westpac, Commonwealth, National Australia and ANZ Bank and is accurate at the time of printing only.

 

	Resi's Complete Home Loan	Big 4 Banks Standard Variable Loan
Borrower Type	Borrowers providing full income verification	Borrowers providing full income verification
Loan Purpose	Owner Occupied and Investment	Owner Occupied and Investment
Interest Rate	8.84%	9.27-9.37%*
Comparison Rate^	8.89%	9.40-9.81%**
Maximum LVR	95%	Varies - 95% to 100%
Convert to Fixed	Yes	Yes
Redraw Facility	Yes	Yes
Additional Payments	Yes	Yes
Internet & Telephone Transaction Access	Yes	Yes
Debit Card	Yes	Yes
Interest Only Period	Yes	Yes
Used for building	Yes	Yes
Loan Portability	Yes	Yes
Application Fees	No	Yes
Redraw Fees	No	Yes (for 2 banks)
Ongoing Fees	No	Yes (for 3 banks)

 * Advertised Interest Rate which varies within this range.
** This is a range of the 4 Banks comparison rate
^ Home loan Comparison Rates are based on a loan amount of $150,000 and a term of 25 years

Fees and charges may be payable. A Comparison Rate Sheet is available at any RESI branch or by clicking here. Warning: this Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan