March 2014

Guest Blog: How to fund a renovation project

By the resi financial blog team, 28 March 2014

How do I fund a renovation

Here are some ways that you can fund your much-needed renovation project.

Personal Loans

When it comes to using a personal loan to fund a renovation project, you have a few options.

You can choose a fixed or variable loan, and also choose to secure the loan or get an unsecured personal loan.

A fixed loan will give you piece of mind that your repayments will always be the same price over the course of the loan, while variable loan repayments may change depending on cash rate rises and falls. At the moment fixed rates are at ...

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Property Market Information: Increased foreign investment in Western Australian

By the resi financial blog team, 27 March 2014

Foreign investment in Western Australia

Anyone interested in taking out a commercial loan and buying property for their business in Perth over the coming months could be interested to hear about the latest release from real estate consultant group Knight Frank, which highlighted the expected patterns of growth for commercial real estate heading into the future.

During 2013, local institutes and private investors were the dominant figures in the Perth market, as the state started to feel the beginning of economic growth. In fact, 87 per cent of t ...

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Guest Blog: Brad Beer on property depreciation, and why it's the key to increasing the return on an investment

By the resi financial blog team, 26 March 2014

Increasing return on your investment with depreciation

Owners of properties which generate an income are eligible for significant taxation benefits.

The Managing Director of BMT Tax Depreciation Bradley Beer says “research shows that 80% of property investors are failing to take full advantage of property depreciation and are missing out on thousands of dollars in their pockets.”

Depreciation is often missed because it is a non-cash deduction. The investor does not need to spend money to claim it. As a building gets older, items wear out - they depreciate. The Australian Taxation Office (ATO) allows prop ...

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