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Frequently Asked Questions

A smart borrower knows their stuff!

Below is a selection of answers to some commonly asked questions  - as well as some you may have not yet considered. 

Simply click on a question to be shown the corresponding answer.

Still can't find what you are looking for? Browse through our Learning Centre or ask our CEO, Angelo Malizis.


Will I need to pay Lenders Mortgage Insurance (LMI)?

Should I get Loan Pre-Approval?

Will my credit record by checked?

Am I eligible for the First Home Owners Grant (FHOG)?

What is Churning?

Should I take out a Fixed or Variable Home Loan?

What are Mortgage Reduction Schemes?

Should I buy with family or friends?

What sort of documents do I need to apply for a Home Loan?

What should I budget for a rate rise?

How do your redraw facilities compare?