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Home Loans

At resi, we've got an exciting range of products to suit everyone. We'll help you find the right loan and get you working towards your goals. 

Discover which loan is best for you based on your specific situation:

First Home Buyers Refinancing
Investing Buying and Selling
Renovating or Building Commercial

Or choose from one of our most popular home loans below. Click on a loan product for a brief description and list of key features.

Most Popular Home Loans


True Saver Plus 75

Ideal for Refinancing, Investors, First Home Buyer

How does access to a bank discount without the bank fee sound?

This loan is 1.00% cheaper than the big four banks variable rates!

On top of this, NO application fees!

Fixed Rate Option
Construction Option
Redraw Facility
Additional Repayments
 

Switch & Save Plus 75

Ideal for Refinancing, Investors, First Home Buyers

Your search is over!

This loan has an incredible $700 cash back offer!

You'll also have the flexibility to make Additional repayments and NO application fees!

Fixed Rate Option
Construction Option
Redraw Facility
Additional Repayments
 

FlexiFix Plus 75

Ideal for First Home Buyers, Refinancing, Property Investors

You can save thousands with our Flexi Fix home loan range. Get this super low rate now and enjoy the flexibility of leaving some of your loan variable.

You can even get an additional 0.10%pa discount by choosing this fixed/variable option.

Fixed Rate Option
Redraw Facility
Additional Repayments
 

Commercial Loan

Ideal for Investing

If you’ve been tempted by the returns that commercial property is currently offering – or simply looking for a way to stop paying rent on your business premises, the Commercial Property Loan is the perfect solution for you.

With the option to borrow up to 70% of the property's value, no annual reviews, and a redraw facility should the unexpected occur, the dream of owning a commercial property can now become reality!

Fixed Rate Option
Redraw Facility
Additional Repayments
 

Lo Doc

Ideal for Refinancing or Investing

Try the Resi Lo Doc Home Loans

At Resi – we recognise that owning your own business often means that your resources are tied up in your business and you may not have the amount of paperwork that's normally required to apply for a home loan; in fact our mortgage specialists are all self-employed business owners, so they understand the hurdles that can sometimes appear. Low Doc Home Loans can be the ideal solution.

Low Doc Home Loans from Resi are specially designed to help self-employed people turn their dreams into reality.

Fixed Rate Option
Construction Option
Redraw Facility
Additional Repayments
 

Smart Option

Ideal for Investing

Choose the smart option and get an immediate interest rate reduction.

The SMART OPTION Home Loan represents outstanding value. Think of it as your immediate interest rate reduction. Lock in a super low rate for 2 years, and after 2 years, the loan reverts to a competitive variable interest rate. We challenge you to compare this deal with the fixed rate packages offered by our bank competitors!!

Fixed Rate Option
Construction Option
Redraw Facility
Additional Repayments
 

SMSF Loan

Ideal for Investing

Resi’s Self Managed Super Fund loan helps you to unlock your superannuation to accelerate your investment goals by building wealth through property.

With no account keeping fees or fees for making additional payments, this tax effective and flexible option is perfect for those who are wanting to invest in the residential investment property market and make their super work for them!

Fixed Rate Option
Additional Repayments
 

Call us today on 136 126 or enquire online for a FREE appointment with one of our lending specialists.

 

 

What you need to know:
Terms and conditions, fees and charges, normal lending criteria apply. Details available on request.

Comparison rates are based on a loan of $150,000 over 25 years.

Warning: The comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. A comparison rate schedule can be found on our website.

When considering which is the best home loan for you, mortgage rates are indeed important but you also need to look at your overall situation and what flexibility you need as well as any related fees initial or ongoing fees.

Interest rates vary from time to time and are currently in the range of 6.30% – 8.95% per annum. The cost of the loans we provide ranges from 0.38% to a maximum of 1.07% of the loan amount.